Finance and risk 2014 proceedings of the 16th international scientific conference : Bratislava, Slovak Republic, 24. - 25. november 2014 : vol. 1 - Niňaj, Marek, 1987-; Záhumenská, Miroslava; Alexy, Martin, 1976-; Beličková, Kornélia, 1966- (Publishing house EKONÓM, 2014)