Sources of Referral in Student Financial Counseling

This study evaluates sources of referral to financial counseling and varied declines in financial stress across the financial counseling process. College students came to counseling most often through self-referral. Younger students and women were more likely to respond to institutional referrals. T...

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Main Authors: Choi, Shinae, Bartholomae, Suzanne, Gudmunson, Clinton G., Fox, Jonathan
Format: Article
Language:en_US
Published: 2018
Subjects:
Online Access:https://demo7.dspace.org/handle/123456789/252
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author Choi, Shinae
Bartholomae, Suzanne
Gudmunson, Clinton G.
Fox, Jonathan
author_browse Bartholomae, Suzanne
Choi, Shinae
Fox, Jonathan
Gudmunson, Clinton G.
author_facet Choi, Shinae
Bartholomae, Suzanne
Gudmunson, Clinton G.
Fox, Jonathan
author_sort Choi, Shinae
collection DSpace
description This study evaluates sources of referral to financial counseling and varied declines in financial stress across the financial counseling process. College students came to counseling most often through self-referral. Younger students and women were more likely to respond to institutional referrals. There were two clearly discernable periods of decline in financial stress, smaller interim declines occurring after requesting appointments and larger declines that occurred in counseling sessions. The interim declines, however, were only operative for those who were self- or institutionally-referred and not for those who entered on a social-referral. A possible explanation is that social-referrals have already had "someone to talk to" whereas other referrals may only begin to feel a psychological burden lifted after making an appointment. Total declines in financial stress were mostly impervious to individual differences and sources of referral lending support to the notion that financial counseling itself contributed to aggregate declines in financial stress.
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spelling oai:localhost:123456789-2522022-02-14T16:28:32Z Sources of Referral in Student Financial Counseling Choi, Shinae Bartholomae, Suzanne Gudmunson, Clinton G. Fox, Jonathan financial counseling sources of referral financial stress college students This study evaluates sources of referral to financial counseling and varied declines in financial stress across the financial counseling process. College students came to counseling most often through self-referral. Younger students and women were more likely to respond to institutional referrals. There were two clearly discernable periods of decline in financial stress, smaller interim declines occurring after requesting appointments and larger declines that occurred in counseling sessions. The interim declines, however, were only operative for those who were self- or institutionally-referred and not for those who entered on a social-referral. A possible explanation is that social-referrals have already had "someone to talk to" whereas other referrals may only begin to feel a psychological burden lifted after making an appointment. Total declines in financial stress were mostly impervious to individual differences and sources of referral lending support to the notion that financial counseling itself contributed to aggregate declines in financial stress. 2018-10-30T14:56:21Z 2018-10-30T14:56:21Z 2016 Article Choi, S., Bartholomae, S., Gudmunson, C. G., & Fox, J. (2016). Sources of Referral in Student Financial Counseling. Journal of Financial Therapy, 7 (1) 5. https://doi.org/10.4148/1944-9771.1084 https://demo7.dspace.org/handle/123456789/252 en_US application/pdf
spellingShingle financial counseling
sources of referral
financial stress
college students
Choi, Shinae
Bartholomae, Suzanne
Gudmunson, Clinton G.
Fox, Jonathan
Sources of Referral in Student Financial Counseling
title Sources of Referral in Student Financial Counseling
title_full Sources of Referral in Student Financial Counseling
title_fullStr Sources of Referral in Student Financial Counseling
title_full_unstemmed Sources of Referral in Student Financial Counseling
title_short Sources of Referral in Student Financial Counseling
title_sort sources of referral in student financial counseling
topic financial counseling
sources of referral
financial stress
college students
url https://demo7.dspace.org/handle/123456789/252
work_keys_str_mv AT choishinae sourcesofreferralinstudentfinancialcounseling
AT bartholomaesuzanne sourcesofreferralinstudentfinancialcounseling
AT gudmunsonclintong sourcesofreferralinstudentfinancialcounseling
AT foxjonathan sourcesofreferralinstudentfinancialcounseling