Consideration of Financial Satisfaction: What Consumers Know, Feel and Do from a Financial Perspective

Financial satisfaction has long been considered an important component to consumer life satisfaction and well-being. Using data from the 2012 National Financial Capability Study (NFCS), financial satisfaction is explored in the context of personal characteristics related to financial knowledge (both...

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Autori principali: Woodyard, Ann Sanders, Robb, Cliff A.
Natura: Articolo
Lingua:en_US
Pubblicazione: 2018
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Accesso online:https://demo7.dspace.org/handle/123456789/259
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author Woodyard, Ann Sanders
Robb, Cliff A.
author_browse Robb, Cliff A.
Woodyard, Ann Sanders
author_facet Woodyard, Ann Sanders
Robb, Cliff A.
author_sort Woodyard, Ann Sanders
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description Financial satisfaction has long been considered an important component to consumer life satisfaction and well-being. Using data from the 2012 National Financial Capability Study (NFCS), financial satisfaction is explored in the context of personal characteristics related to financial knowledge (both objective and subjective) as well as self-reported financial behaviors. Ordinary Least Squares Regression is applied to a predictive model of financial satisfaction, and results indicate that measures associated with what people do (behaviors related to recommended practice) and how they feel (subjective knowledge) may be more salient factors to consider with regard to satisfaction than measures related to what individuals know (objective knowledge). Implications are considered for consumers in light of a general policy approach promoting financial literacy and education as a means of improving financial outcomes and well-being.
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spelling oai:localhost:123456789-2592022-02-14T16:28:28Z Consideration of Financial Satisfaction: What Consumers Know, Feel and Do from a Financial Perspective Woodyard, Ann Sanders Robb, Cliff A. financial satisfaction financial knowledge behavior Financial satisfaction has long been considered an important component to consumer life satisfaction and well-being. Using data from the 2012 National Financial Capability Study (NFCS), financial satisfaction is explored in the context of personal characteristics related to financial knowledge (both objective and subjective) as well as self-reported financial behaviors. Ordinary Least Squares Regression is applied to a predictive model of financial satisfaction, and results indicate that measures associated with what people do (behaviors related to recommended practice) and how they feel (subjective knowledge) may be more salient factors to consider with regard to satisfaction than measures related to what individuals know (objective knowledge). Implications are considered for consumers in light of a general policy approach promoting financial literacy and education as a means of improving financial outcomes and well-being. 2018-10-31T17:34:45Z 2018-10-31T17:34:45Z 2016 Article Woodyard, A. S., & Robb, C. A. (2016). Consideration of Financial Satisfaction: What Consumers Know, Feel and Do from a Financial Perspective. Journal of Financial Therapy, 7 (2) 4. https://doi.org/10.4148/1944-9771.1102 https://demo7.dspace.org/handle/123456789/259 en_US application/pdf
spellingShingle financial satisfaction
financial knowledge
behavior
Woodyard, Ann Sanders
Robb, Cliff A.
Consideration of Financial Satisfaction: What Consumers Know, Feel and Do from a Financial Perspective
title Consideration of Financial Satisfaction: What Consumers Know, Feel and Do from a Financial Perspective
title_full Consideration of Financial Satisfaction: What Consumers Know, Feel and Do from a Financial Perspective
title_fullStr Consideration of Financial Satisfaction: What Consumers Know, Feel and Do from a Financial Perspective
title_full_unstemmed Consideration of Financial Satisfaction: What Consumers Know, Feel and Do from a Financial Perspective
title_short Consideration of Financial Satisfaction: What Consumers Know, Feel and Do from a Financial Perspective
title_sort consideration of financial satisfaction what consumers know feel and do from a financial perspective
topic financial satisfaction
financial knowledge
behavior
url https://demo7.dspace.org/handle/123456789/259
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