An Economic Model of Mortality Salience in Personal Financial Decision Making: Applications to Annuities, Life Insurance, Charitable Gifts, Estate Planning, Conspicuous Consumption, and Healthcare

The study of personal mortality salience and the denial of death have a long history in psychology leading to the modern field of Terror Management Theory. However, a simple consumer utility function predicts many of the outcomes identified in experimental research in this field. Further, this econo...

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Main Author: James, Russell N.
Format: Article
Language:en_US
Published: 2018
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Online Access:https://demo7.dspace.org/handle/123456789/260
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author James, Russell N.
author_browse James, Russell N.
author_facet James, Russell N.
author_sort James, Russell N.
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description The study of personal mortality salience and the denial of death have a long history in psychology leading to the modern field of Terror Management Theory. However, a simple consumer utility function predicts many of the outcomes identified in experimental research in this field. Further, this economic approach explains a range of otherwise unexpected financial decision-making behaviors in areas as diverse as annuities, life insurance, charitable gifts and bequests, intra-family gifts and bequests, conspicuous consumption, and healthcare. With its relevance to such a wide range of personal financial decisions, understanding the impact of mortality salience can be particularly useful to advisors in related fields.
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spelling oai:localhost:123456789-2602022-02-14T16:28:28Z An Economic Model of Mortality Salience in Personal Financial Decision Making: Applications to Annuities, Life Insurance, Charitable Gifts, Estate Planning, Conspicuous Consumption, and Healthcare James, Russell N. mortality salience terror management theory annuities life insurance charitable gifts healthcare estate planning The study of personal mortality salience and the denial of death have a long history in psychology leading to the modern field of Terror Management Theory. However, a simple consumer utility function predicts many of the outcomes identified in experimental research in this field. Further, this economic approach explains a range of otherwise unexpected financial decision-making behaviors in areas as diverse as annuities, life insurance, charitable gifts and bequests, intra-family gifts and bequests, conspicuous consumption, and healthcare. With its relevance to such a wide range of personal financial decisions, understanding the impact of mortality salience can be particularly useful to advisors in related fields. 2018-10-31T17:38:19Z 2018-10-31T17:38:19Z 2016 Article James, R. N. (2016). An Economic Model of Mortality Salience in Personal Financial Decision Making: Applications to Annuities, Life Insurance, Charitable Gifts, Estate Planning, Conspicuous Consumption, and Healthcare. Journal of Financial Therapy, 7 (2) 5. https://doi.org/10.4148/1944-9771.1122 https://demo7.dspace.org/handle/123456789/260 en_US application/pdf
spellingShingle mortality salience
terror management theory
annuities
life insurance
charitable gifts
healthcare
estate planning
James, Russell N.
An Economic Model of Mortality Salience in Personal Financial Decision Making: Applications to Annuities, Life Insurance, Charitable Gifts, Estate Planning, Conspicuous Consumption, and Healthcare
title An Economic Model of Mortality Salience in Personal Financial Decision Making: Applications to Annuities, Life Insurance, Charitable Gifts, Estate Planning, Conspicuous Consumption, and Healthcare
title_full An Economic Model of Mortality Salience in Personal Financial Decision Making: Applications to Annuities, Life Insurance, Charitable Gifts, Estate Planning, Conspicuous Consumption, and Healthcare
title_fullStr An Economic Model of Mortality Salience in Personal Financial Decision Making: Applications to Annuities, Life Insurance, Charitable Gifts, Estate Planning, Conspicuous Consumption, and Healthcare
title_full_unstemmed An Economic Model of Mortality Salience in Personal Financial Decision Making: Applications to Annuities, Life Insurance, Charitable Gifts, Estate Planning, Conspicuous Consumption, and Healthcare
title_short An Economic Model of Mortality Salience in Personal Financial Decision Making: Applications to Annuities, Life Insurance, Charitable Gifts, Estate Planning, Conspicuous Consumption, and Healthcare
title_sort economic model of mortality salience in personal financial decision making applications to annuities life insurance charitable gifts estate planning conspicuous consumption and healthcare
topic mortality salience
terror management theory
annuities
life insurance
charitable gifts
healthcare
estate planning
url https://demo7.dspace.org/handle/123456789/260
work_keys_str_mv AT jamesrusselln aneconomicmodelofmortalitysalienceinpersonalfinancialdecisionmakingapplicationstoannuitieslifeinsurancecharitablegiftsestateplanningconspicuousconsumptionandhealthcare
AT jamesrusselln economicmodelofmortalitysalienceinpersonalfinancialdecisionmakingapplicationstoannuitieslifeinsurancecharitablegiftsestateplanningconspicuousconsumptionandhealthcare